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How to Gain Credit Card Rewards - Without the Debt

Thursday, June 26, 2014

Credit cards have gotten a bad reputation over the years. It's true that irresponsible spending on a credit card can lead to insurmountable debt, but responsible spending on a credit card can help with large purchases and even result in bonus cash or rewards. 

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5 Steps to the Credit Score of Your Dreams

Thursday, June 19, 2014

Unfortunately, there isn’t a magical, instantaneous remedy for a bad credit score. You’re going to have to work to fix it, but having a great credit score is well worth the effort. If you’d like to improve your score, you can use the tips below to erase bad credit and build good credit. 

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Tips for Qualifying for Car Loans after Bankruptcy

Wednesday, June 11, 2014

After bankruptcy, you get a fresh start with your finances. Unfortunately, if you need to make a major purchase like a car right after bankruptcy, you might have a harder time. Lenders are reluctant to give loans to people who have declared bankruptcy because they fear you will default on your loans again. If you can get a loan, it will often carry a high interest rate. 

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Will I Go to Jail if I Don't Pay My Debts?

Wednesday, April 09, 2014

The only debtors' prisons you'll find today are in Charles Dickens's novels. The simple answer is - no, you won't go to jail for failing to repay your debt. But, there are a few situations surrounding your debt that might land you in jail. 

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